3 Countries Where You Might Earn Less but Enjoy a Higher Quality of Life

Many people find themselves caught in an endless cycle of working just to keep up with the high cost of living, leading to stress, burnout, and dissatisfaction. However, some countries offer a more balanced and fulfilling lifestyle, even if salaries are lower. These places provide a lower cost of living, better work-life balance, and access to quality healthcare, making them attractive options for relocation.

Things to Consider Before Moving Abroad

Before making the decision to move, it's essential to do thorough research and plan carefully. Consider the following factors:

Cost of Living: Compare expenses such as housing, groceries, healthcare, and transportation.
Work Visas and Residency: Research visa options, work permits, and long-term residency requirements.
Healthcare System: Check the quality and accessibility of healthcare services.
Language Barrier: Determine whether learning the local language is necessary for daily life and work.
Job Opportunities: Identify the job market for your skills and experience.
Local Culture and Lifestyle: Understand social norms, traditions, and the general way of life.

1. Costa Rica: A Haven for Nature and Relaxation

Cost of Living:

Individual: $1,195 per month
Family: $2,964 per month

Costa Rica is known for its breathtaking landscapes, friendly locals, and a slower, stress-free lifestyle. The cost of living is about 33.5% lower than in the U.S., making it an appealing option for expats seeking a balanced life.

Key Benefits:

Affordable Healthcare: Ranked among the top 20 public healthcare systems worldwide.
Fresh and Healthy Diet: Access to fresh, locally grown produce.
Relaxed Lifestyle: Less stress, more outdoor activities.

Visa Options:

The digital nomad visa allows remote workers to stay for up to a year, with a possible renewal. Applicants must provide proof of at least $3,000 in monthly income ($4,000 if applying with dependents).

Best Cities for Expats:

San Isidro del General: Offers a cooler climate, abundant shopping, and medical facilities. Spanish is the main language, but English is spoken in tourist areas.

2. Greece: Mediterranean Beauty and Rich History

Cost of Living:

Individual: $1,185 per month
Family: $2,906 per month

Greece provides an excellent quality of life at an affordable cost—about 54% lower than in the U.S. The Mediterranean diet, relaxed pace of life, and stunning scenery make it a perfect place to settle.

Key Benefits:

Low-Cost Healthcare: The National Health System is accessible to residents.
Healthy Lifestyle: A diet rich in fresh vegetables, fruits, and olive oil.
Relaxed Culture: Long, leisurely meals and an emphasis on family life.

Visa Options:

The Golden Visa program offers permanent residency to real estate investors, with the option to apply for citizenship after seven years.

Best Cities for Expats:

Kalamata: A coastal city famous for its olives, breathtaking landscapes, and peaceful way of life. Greek is the official language, but English is spoken in tourist areas.

3. Portugal: Safety, Affordability, and Work-Life Balance

Cost of Living:

Individual: $1,365 per month
Family: $3,152 per month

Portugal is a top choice for expats due to its affordable living, high safety rankings, and excellent healthcare system. It was ranked the 7th safest country in the world in 2024.

Key Benefits:

Affordable Healthcare: Free public healthcare for residents and accessible private options.
Work-Life Balance: Long lunches, relaxed weekends, and a family-oriented culture.
Rich History: Stunning architecture, cultural heritage, and scenic coastal towns.

Visa Options:

The Golden Visa program allows non-EU citizens to obtain residency through investment. The D7 Visa is an excellent choice for remote workers and retirees relying on passive income.

Best Cities for Expats:

Viana do Castelo: A picturesque waterfront city with historical architecture, vibrant cafés, and a close-knit community. Portuguese is widely spoken, but many locals also speak English.

Final Thoughts

Relocating to a new country involves challenges, but it can also be a life-changing opportunity to enjoy a higher quality of life. While salaries may be lower in Costa Rica, Greece, and Portugal, the benefits—lower cost of living, affordable healthcare, and a more relaxed lifestyle—can far outweigh the financial differences. If you're considering a move, visit potential locations, research visa options, and seek expert advice to ensure a smooth transition.

Note: Cost of living data sourced from LivingCost.org and is accurate as of Jan. 24, 2025. Figures reflect estimated monthly expenses.